Included in every plan

Mortgage calculators for your website, working out of the box.

Borrowers come to a loan officer site to answer one question: can I afford this? Every design ships with five calculators that do real maths, explain their assumptions and invite the next step.

Build my site See which plans include it
Trove the mascot holding a calculator beside a laptop showing a mortgage calculator with sliders and a donut chart

Try all five calculators

Monthly payment calculator

$
%
%
yrs
$
$
$
%

Estimated monthly payment

—

Principal & interest
—
Tax & insurance
—
Mortgage insurance
—
HOA
—
Loan amount
—
Total interest over the term
—

Estimates for education only, not a loan offer or rate quote. Example rate 7.4% is the Freddie Mac PMMS, 2026-10-15 30-year average, not a quote.

How much home can I afford?

$
$
$
%
yrs
%
%

Estimated price range up to

—

Max housing payment
—
Loan amount
—
DTI limit used

Estimates for education only, not a loan offer or rate quote. Example rate 7.4% is the Freddie Mac PMMS, 2026-10-15 30-year average, not a quote.

Refinance break-even calculator

$
%
yrs
%
yrs
$

Monthly savings

—

Current payment
—
New payment
—
Break-even
—
Lifetime interest difference
—
Break-even (5-year scale)

Pays back within 3 years: worth a conversation.Pays back slowly: depends how long you stay.No monthly saving at these numbers.

Estimates for education only, not a loan offer or rate quote. Example rate 7.4% is the Freddie Mac PMMS, 2026-10-15 30-year average, not a quote.

Debt-to-income (DTI) calculator

$
$
$
$
$
$

Back-end DTI

—

Front-end (housing only)
—
Back-end (60% scale)
Front-end (60% scale)

Estimates for education only, not a loan offer or rate quote.

DSCR calculator for rentals

$
$
%
%
yrs
$
$
$

Debt service coverage ratio

—

Monthly PITIA
—
Monthly cash flow
—
DSCR (1.6 scale)

Estimates for education only, not a loan offer or rate quote. Example rate 7.4% is the Freddie Mac PMMS, 2026-10-15 30-year average, not a quote.

Definition

What is a mortgage calculator?

A mortgage calculator estimates a monthly payment or borrowing limit from inputs such as price, down payment, rate, term, taxes and insurance. On a loan officer site it turns a browsing visitor into an engaged one, and a clear call to action turns the estimate into a conversation.

Real maths, plain labels

Standard amortisation formulas with taxes, insurance, mortgage insurance and HOA, explained in words a first-time buyer understands.

Sourced example rates

Default rates come from the latest Freddie Mac PMMS average, labelled as an example, never as a quote.

One-handed on a phone

Large inputs, sliders and instant results. No submit button, no page reload.

Ends in a next step

Each calculator closes with a soft call to action: talk it through, get pre-approved or save the numbers.

Set-up

How mortgage calculators get set up

  1. 01

    Pick your set

    All five are included. Choose which ones lead on your home page.

  2. 02

    Tune defaults

    We set local tax and insurance defaults for your market.

  3. 03

    Brand and place

    Your colours, on program pages where they make sense.

  4. 04

    Connect the CTA

    Results link to your application or booking calendar.

What you get

  • Payment, affordability, refinance break-even, DTI and DSCR
  • Keyboard and screen-reader friendly
  • No third-party widget or tracking
  • Works without slowing the page

What it does not do

  • Estimates only: they are labelled as not a loan offer
  • They do not pull live rates or credit
  • Program-specific rules (like FHA limits) are explained in text, not enforced

Which plans include mortgage calculators?

MWS-SHELF

Shelf · $89/mo

Included

MWS-SHOWROOM

Showroom · $169/mo

Included

MWS-FLAGSHIP

Flagship · $289/mo

Included

Full details on the pricing page.

Works well with

Loan program pages

Eight loan program pages written for your market: conventional, FHA, VA, USDA, jumbo, DSCR, HELOC and reverse.…

Online application

A friendly 1003-style online mortgage application form for your website, or a button to your secure portal. Tr…

Lead funnels

Mortgage lead funnels built into your site: one landing page and short quiz per loan program, instant follow-u…

Help desk

Mortgage calculators: questions and answers

01Which mortgage calculators come with my site?

Five: a monthly payment calculator (with taxes, insurance, mortgage insurance and HOA), an affordability calculator, a refinance break-even calculator, a debt-to-income calculator and a DSCR calculator for rental investors.

02Do the calculators show live rates?

No. Live rate feeds raise advertising-compliance questions and change by the minute. Defaults use the latest Freddie Mac PMMS weekly average, labelled as an example, and visitors can type any rate.

03Are the calculators an embed from another company?

No. They are built into your site, so they load instantly, match your design and do not send visitor data to a third party.

04Can I hide a calculator I do not use?

Yes. A reverse mortgage specialist may skip DSCR, for example. Tell us on your onboarding call.

05Do calculators help SEO?

They can help indirectly: useful tools keep visitors on the page and earn links. Each calculator page also carries explanatory text and FAQs, which is what search engines read.

06Can a calculator capture leads?

Each one ends with a call to action. On Showroom and Flagship plans you can also offer to email the results, which sends the visitor to your CRM with their consent.

07Are the results compliant advertising?

Calculators do not advertise specific terms, but your compliance team should still review the disclaimers. We include an education-only note and the source of the example rate on every calculator.

08Can I try them now?

Yes, all five are live on this page, and each sample lender site has its own set.

Mortgage calculators, done for you.

Pick a design and plan; mortgage calculators come set up and branded on launch day.

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